Digital Nomad Income Calculator

Spain publishes SMI on a 14-payment basis. This calculator divides the annual SMI by 12 before applying 200% for the main applicant, 75% for the first dependent, and 25% for each additional dependent. The 2026 SMI decree gives €17,094 per year: a €1,424.50 monthly base and €2,849 for one applicant.

No. The first accompanying dependent can be a partner, child, or dependent parent. The calculator counts that person once at 75% of SMI, then adds 25% for each additional dependent. See the family income examples for common combinations.

No. This is the income threshold for the Digital Nomad residency permit. It does not deduct tax or Social Security and does not estimate living costs. For a separate, simplified employment-income tax comparison, use the Beckham Law calculator.

No. The amount is one part of the application. How your income is documented and whether your family members qualify need separate review. Read the family requirements guide and the bank statement guide.

No. Income received in cryptocurrency does not count for the Digital Nomad residency permit. The money must arrive in ordinary (fiat) currency in your bank account. The UGE, the office that decides the application, matches the payments on your bank statement with your invoices or payslips for the 3 months before you apply. A transfer from a crypto exchange after you convert does not prove income, because it does not show that the company paid you. See the bank statement guide.

Yes, if you can document how the service is linked to your company. The money must come from the company you have the contract with, or from a payment agent that works with that company. This can be an employer of record (EOR), a service that formally employs you on the company’s behalf. EasyStaff, Deel, Remote.com and similar services work this way. Include your contract with the agent and documents that show it pays you on behalf of that company. The payments on your bank statement must match your invoices or payslips.

Yes, but only to pass the money on. The payer must still be the company in your contract or its payment agent. Your payment history must show who sent each payment. A payment whose sender cannot be traced does not prove income.

The calculator gives the threshold in euros. Convert your income to euros and compare it with the threshold for the year you selected. Exchange rates move, so keep a margin of 10–20% above the minimum. See the family income requirements.

It depends on how you work. As a freelancer, you can add up income from several clients if each payment has an invoice and arrives in your bank account. Clients in Spain can make up no more than 20% of your work. As an employee, you can work from Spain only for the foreign company your application is based on. See the Digital Nomad residency permit FAQ.

No. The main applicant proves income for the whole family: the payslips or invoices and the bank statement must be in their name. If your spouse also works remotely, whichever of you earns enough for the whole family can be the main applicant. See the family income requirements.

Choose the year of the income being checked. The 2024, 2025, and 2026 options use their respective SMI rates. The renewal income check compares your declared annual income with the threshold for that tax year.